Foster Nketia-Gyasi is an experienced merchant underwriting and credit risk professional with more than 20 years of experience in the payments industry. His background includes merchant risk assessment, financial analysis, credit review, KYC/KYB, due diligence, compliance screening, and processing risk evaluation. He has also worked in banking as a credit officer and branch manager. Through this course, Foster brings practical, real-world underwriting experience to help students understand how merchant risk is evaluated and how sound underwriting decisions are made.