A stock broker of 15 years before retiring from a top investment firm in Richmond, Virginia.  Later, I became a teacher who has a passion for teaching English in the United States, Africa and the Middle East.  I've become an expert in test prep for PSAT, SAT, and IELTS.   In my retirement, I have taken up a lot of hobbies that includes playing/studying chess, animating cartoons and writing short stories.  I hope to create more courses in the future to help other reach their greatest potential.