I am a finance and risk professional with a strong interest in credit risk analysis and banking risk management. I have hands-on experience in understanding loan products, borrower behavior, loan delinquency, and credit risk concepts used in banks and financial institutions.

My teaching approach focuses on explaining complex credit risk topics such as Probability of Default (PD), adverse selection, and model development in a simple and practical manner. This course is designed to help beginners and working professionals build a strong conceptual foundation in credit risk and prepare for roles in banking, analytics, and risk management.