Zoe Kulic specializes in personal financial consulting, planning, and advice tailored to major life events such as marriage, separation, business start-ups, and retirement.

She works closely with individuals and families, helping them achieve financial independence, stability, and confidence.

Zoe is particularly passionate about empowering women to take control of their finances, especially during challenging transitions like divorce, separation, or the loss of a spouse. In this capacity, she shares her knowledge and expertise to help them rebuild and secure their financial future.

Earlier in her career, Zoe ran her own independent practice in finance brokerage and financial advising. She began her professional journey in international trade, where she managed complex economic and export projects from inception to completion.

Zoe holds a Bachelor's degree in Business and Economics and an Advanced Diploma in Financial Services (ADFS).